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I want to invest in share market but I don't know even ABC's of that can any one manage my investment


Imagine I had 1 lakh before 10 years .I kept that in a closed cupboard ,after 10 years that 1 lakh remain the same but the value of that won't be 1 lakh it will be sixty thousand .The reason is , just imagine that I bought petrol with that 1 lakh before 10 years .In India the petrol price for 1 liter of petrol in October 2011 is ₹ 69.5 but in October 2021 the price is ₹ 105.4 . Here the value for my money has decreased by 40% .This is called as inflation .Which means I have to spend extra ₹ 40,000 for the product in 2021 which I bought for ₹ 60,000 in 2011 . The value of money become decreasing if it is unused . This is why the reason most people say to invest the money . There are many ways to invest our money and we are here to see what are the investments available from low risk to light risk

Best investment



DISCLAIMER

The upcoming are just for your information to make use of it but not a advice . Even i'm not a expert in investments.

I request you to invest by thinking 100 times at your own risk .

LOW RISK INVESTMENTS

This is the way where most people invests as this is the most safest way to invest

★Fixed deposit
★Recurring deposit
★Public provident fund (ppf)
★Bonds
★Gold
★Real estate

FIXED DEPOSIT:


This is the most famous way to invest as it is the safest way to invest, you can invest this in bank as well as post office. You'll get to know initially at the time of invest, what amount will return after the investment is completed. Here 5% to 5•5% returns available per year. While starting the invest the year of validity should be selected. After completion of that period you can get the invested money along with interest.

Fixed deposit



RECURRING DEPOSIT:

People call this as RD. You can invest even this in banks and post office. while selecting low risk the income will also be low. According to RD the selected amount should pe paid in the selected date. In fixed deposit and RD the paid amount can be taken before the maturity period if needed .

Recurring deposit



PUBLIC PROVIDENT FUND(PPF):

Even this should be invested in banks or post office. People who expect average return in low risk can invest here. But in this the minimum period is 15 years, after that we can extend for 5 years however required. If you invest 1 lakh yearly your savings is 15 lakhs for 15 year then the interest in PPF(if 7%)is ₹15,07,500 , in total you'll get ₹30,07,500. ₹ 1 lakh is not the mandatory amount, you can select the particular amount as much you want. You can calculate the maturity amount through PPF calculator from online.

PPF



BONDS:

Bonds are also called as loan statement . In this government or private companies will make money by providing their company bond. People will buy that bond from those companies. It is more safest and you'll get more interest than fixed deposit (5•5%-7%). You will get to know the maturity amount at the time we invest.

GOLD:

Investing in gold is the most safest method to invest . While investing choose it should be digital gold. Because while buying gold in physical format, labour charges and wastage will be deducted so when it comes to investment digital gold is prefered.

REAL ESTATE:

In this type of investment not all can enter as it costs more . People with more economical power can invest in this . The risk is based on the type of land you bought, if you bought the proper land at proper place in proper amount, this is most yielding of others.

HIGH RISK INVESTMENTS

Due to high risk there are chances to get high profit at the same time there are chances to get huge loss. For eg; if you invest ₹10,000 there are chances to get ₹1,00,000 the next day itself at the same time ₹10,000 will become ₹0.

★Share market
★Mutual fund

SHARE MARKET:

If you have a plan of investing in share market, you should learn clearly about it and the companies. The reason is as much as you can earn by investing you can lose the same.

MUTUAL FUND:

People who are willing to invest in share market can invest here. Because there is a person called fund manager who helps to invest your money in stock market in the safest way. Here are risks even because if the fund manager doesn't invest our money in a proper way there are chances to huge loss. You can get the invested money whenever you want . Little amount of profit from this investment is taken by the fund manager who helps us to invest money.

THANK YOU

I wish you to invest in the suitable way of investment and get profit.

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4 Comments

Thanks for read my post and welcome again

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